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What You'll LearnWhy This Matters1. Record Business SpendingSteps:Common Spending Types:2. Track Money You Owe and Money Owed to YouMoney You Owe to SuppliersMoney Owed to You by Customers3. Generate Financial ReportsAvailable Reports:Steps to Make a Report:4. See Sales AnalyticsWhat You Can See:Quick TipsWhat's Next?

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Finance

Financial Management & Reports

5 min read|Updated July 2026

Track what you spend, see how much you're making, and get reports for taxes or planning.


What You'll Learn

  • How to record business spending
  • How to see financial reports
  • How to track sales and profits
  • How to send reports to your accountant

Why This Matters

Knowing your numbers helps you:

  • See what's making money
  • Catch problems early
  • Plan for growth
  • Stay on top of taxes

1. Record Business Spending

Track what you spend money on.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial

Steps:

  1. Access the sidebar navigation on the left of the dashboard
  2. Click Financial in the left menu
  3. Go to the Expenses tab
  4. Click Record Expense
  5. Fill in the details:

- Category: What type of spending

- Amount: How much you paid

- Supplier: Who you paid (if any)

- Date: When you paid

- Notes: Any extra info

- Receipt: Upload a photo or PDF (optional)

  1. Click Save

Common Spending Types:

CategoryExamples
RentMonthly store rent
UtilitiesElectricity, water, internet
StockProducts you buy to sell
SalariesWorker wages
MarketingAds, promotions
TransportDelivery costs, fuel
MaintenanceRepairs, cleaning
Note
Tip: Record spending right away - don't let it pile up.

2. Track Money You Owe and Money Owed to You

Money You Owe to Suppliers

Track what you owe.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial → Accounts Payable

You'll see:

  • Which suppliers you owe
  • How much you owe
  • When it's due

To pay a bill:

  1. Click Record Payment
  2. Type the amount
  3. Pick payment method
  4. Add reference number
  5. Click Save

Money Owed to You by Customers

Track what customers owe you.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial → Accounts Receivable

You'll see:

  • Which customers owe you
  • How much they owe
  • How long they've owed it

To collect payment:

  1. Click Collect Payment
  2. Type the amount received
  3. Pick payment method
  4. Click Save

3. Generate Financial Reports

Make reports for business reviews or taxes.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial Statements

Available Reports:

ReportWhat It Shows
Profit & LossIncome vs spending - are you making money?
Balance SheetWhat you own vs what you owe
Cash FlowMoney coming in and going out
Trial BalanceCheck if your books are balanced

Steps to Make a Report:

  1. Access the sidebar navigation on the left of the dashboard
  2. Click Financial Statements
  3. Pick the report type
  4. Choose the date range (Monthly, Quarterly, Yearly)
  5. Click Generate
  6. Look at the report
  7. Click Export PDF or Export Excel to download
Note
Tip: Make these reports monthly to stay on top of your finances.

4. See Sales Analytics

Check what's selling and how your business is doing.

Where to go: Access the sidebar navigation on the left of the dashboard → Reports

What You Can See:

Sales Reports:

  • Daily sales totals
  • Best-selling products
  • Sales by category
  • Staff sales performance

Stock Reports:

  • Current stock levels
  • Stock value
  • Slow-moving items

Staff Reports:

  • Who sells the most
  • Average sale size
  • Number of sales
Note
Tip: Use these reports to decide what to stock more of and what to discount.

Quick Tips

  • Record spending often - don't let it pile up
  • Check reports every week to spot trends
  • Keep receipts for all spending
  • Check what's making money by product category
  • Share reports with your accountant

What's Next?

Now you can manage finances, learn how to:

  • Set up your brand and security
  • Manage staff and permissions
  • Customize the system

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CoSMOS POS & ERP
LogoCoSMOS POS & ERP
Financial Management & Reports
Finance | July 2026
CoSMOS POS & ERP Logo

Financial Management & Reports

Record operating expenses, monitor accounts payable/receivable ledgers, and export statements.

Version 1.2
Generated: July 18, 2026
Website: https://cosmos-pos.com
Developed by CoSMOS AI Labs
Logo

Table of Contents

What You'll LearnPage 3
Why This MattersPage 4
1. Record Business SpendingPage 5
Steps:Page 6
Common Spending Types:Page 7
2. Track Money You Owe and Money Owed to YouPage 8
Money You Owe to SuppliersPage 9
Money Owed to You by CustomersPage 10
3. Generate Financial ReportsPage 11
Available Reports:Page 12
Steps to Make a Report:Page 13
4. See Sales AnalyticsPage 14
What You Can See:Page 15
Quick TipsPage 16
What's Next?Page 17

Financial Management & Reports

Finance | 5 min read

Track what you spend, see how much you're making, and get reports for taxes or planning.


What You'll Learn

  • How to record business spending
  • How to see financial reports
  • How to track sales and profits
  • How to send reports to your accountant

Why This Matters

Knowing your numbers helps you:

  • See what's making money
  • Catch problems early
  • Plan for growth
  • Stay on top of taxes

1. Record Business Spending

Track what you spend money on.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial

Steps:

  1. Access the sidebar navigation on the left of the dashboard
  2. Click Financial in the left menu
  3. Go to the Expenses tab
  4. Click Record Expense
  5. Fill in the details:

- Category: What type of spending

- Amount: How much you paid

- Supplier: Who you paid (if any)

- Date: When you paid

- Notes: Any extra info

- Receipt: Upload a photo or PDF (optional)

  1. Click Save

Common Spending Types:

CategoryExamples
RentMonthly store rent
UtilitiesElectricity, water, internet
StockProducts you buy to sell
SalariesWorker wages
MarketingAds, promotions
TransportDelivery costs, fuel
MaintenanceRepairs, cleaning
Note
Tip: Record spending right away - don't let it pile up.

2. Track Money You Owe and Money Owed to You

Money You Owe to Suppliers

Track what you owe.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial → Accounts Payable

You'll see:

  • Which suppliers you owe
  • How much you owe
  • When it's due

To pay a bill:

  1. Click Record Payment
  2. Type the amount
  3. Pick payment method
  4. Add reference number
  5. Click Save

Money Owed to You by Customers

Track what customers owe you.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial → Accounts Receivable

You'll see:

  • Which customers owe you
  • How much they owe
  • How long they've owed it

To collect payment:

  1. Click Collect Payment
  2. Type the amount received
  3. Pick payment method
  4. Click Save

3. Generate Financial Reports

Make reports for business reviews or taxes.

Where to go: Access the sidebar navigation on the left of the dashboard → Financial Statements

Available Reports:

ReportWhat It Shows
Profit & LossIncome vs spending - are you making money?
Balance SheetWhat you own vs what you owe
Cash FlowMoney coming in and going out
Trial BalanceCheck if your books are balanced

Steps to Make a Report:

  1. Access the sidebar navigation on the left of the dashboard
  2. Click Financial Statements
  3. Pick the report type
  4. Choose the date range (Monthly, Quarterly, Yearly)
  5. Click Generate
  6. Look at the report
  7. Click Export PDF or Export Excel to download
Note
Tip: Make these reports monthly to stay on top of your finances.

4. See Sales Analytics

Check what's selling and how your business is doing.

Where to go: Access the sidebar navigation on the left of the dashboard → Reports

What You Can See:

Sales Reports:

  • Daily sales totals
  • Best-selling products
  • Sales by category
  • Staff sales performance

Stock Reports:

  • Current stock levels
  • Stock value
  • Slow-moving items

Staff Reports:

  • Who sells the most
  • Average sale size
  • Number of sales
Note
Tip: Use these reports to decide what to stock more of and what to discount.

Quick Tips

  • Record spending often - don't let it pile up
  • Check reports every week to spot trends
  • Keep receipts for all spending
  • Check what's making money by product category
  • Share reports with your accountant

What's Next?

Now you can manage finances, learn how to:

  • Set up your brand and security
  • Manage staff and permissions
  • Customize the system

CoSMOS POS & ERP | Developed by CoSMOS AI Labs
Website: https://cosmos-pos.com | Support: support@cosmos-ai-labs.com
Copyright © 2026